Ryan McAllister, CFA, MBA

About Ryan

Ryan McAllister is a CFA charterholder (CFA Institute) and holds an MBA from the Tuck School of Business at Dartmouth. He spent 8 years at Fidelity Investments' Workplace Investing division in Boston — the team that manages 401(k) plans for 23,000 companies and 30 million participants — before joining Betterment for Business as head of investment strategy for employer plans.

Ryan has conducted plan design consulting for hundreds of companies, giving him unique insight into how 401(k) menu construction affects employee outcomes, why expense ratios matter more than most HR departments realize, and which index fund lineups actually serve employees. His 401(k) analysis has been cited in Bloomberg, The Wall Street Journal, and CNBC. At MONEYlume, Ryan helps employees maximize every dollar of their workplace benefits.

Areas of Expertise

• 401(k) fund selection & fee analysis
• Employer match optimization strategies
• Mega backdoor Roth contributions
• Stock options & RSU tax planning
• ESPP (Employee Stock Purchase Plan) analysis

Featured In & Cited By

• Bloomberg
• The Wall Street Journal
• CNBC
• Barron's
• Pensions & Investments

Career Background

• Fidelity Investments Workplace Investing (Investment Strategist, 2008–2016)
• Betterment for Business (Head of Investment Strategy, 2016–2021)

Education: MBA, Tuck School of Business at Dartmouth · BS Finance, University of Virginia · CFA Charterholder (CFA Institute)

Editorial Standards

All content by Ryan McAllister, CFA, MBA is written according to MONEYlume's editorial standards. Facts are verified against primary sources including the IRS, Federal Reserve, CFPB, and peer-reviewed financial research. Articles are updated when regulations or market conditions change significantly.