CFP — Certified Financial Planner · Credit & Debt Specialist
Michael Okafor is a Certified Financial Planner with 11 years of experience helping Americans improve credit scores, manage debt, and access better loan products. He has counseled thousands of clients on debt reduction strategies, loan consolidation, and building credit from scratch — with a focus on practical, step-by-step action plans.
All content by Michael Okafor, CFP is written according to MONEYlume's editorial standards. Facts are verified against primary sources including the IRS, Federal Reserve, CFPB, and peer-reviewed financial research. Articles are updated when regulations or market conditions change.