Starting and running a small business in the U.S. means juggling financing decisions most owners only make once or twice — choosing between an SBA loan and a term loan, deciding whether an LLC or S-corp fits your tax situation, and picking accounting software before your books get messy instead of after. Our small business guides walk through financing options, entity formation, banking, and tax obligations in plain language, aimed at owners who need a decision made this week, not a semester of business school. Start with the loan and formation guides below, or jump straight to the tax section if filing season is the reason you're here.
Business Loans & Financing
SBA Loan Requirements: How to Apply
7(a), 504, and microloan — eligibility and process.
Small Business Loan With Bad Credit
Alternative lenders, invoice factoring, merchant cash advance.
Business Line of Credit: How to Qualify
Revolving credit for business cash flow management.
Equipment Financing for Small Business
Loans vs. leasing — which is better for your business?
Merchant Cash Advance: Pros & Cons
High-cost, fast funding — when it's worth it.
Startup Business Loan With No Revenue
Options for new businesses with no financial history.
LLC & Business Structure
How to Start an LLC in Texas
Certificate of formation, fees, registered agent.
How to Start an LLC in California
Articles of organization, $800 franchise tax, biennial report.
SBA 7(a) vs. 504 Loan: Key Differences
Which SBA loan program fits your business goal.