MBA (Columbia) + CLU · MetLife Alumni · 20 Years Experience
Thomas Grant holds an MBA in Finance from Columbia Business School and a CLU (Chartered Life Underwriter) designation from The American College — the gold standard in insurance expertise. He spent 12 years at MetLife as a Regional Director overseeing life insurance product development, then transitioned to independent consulting through New York Life's career agency.
Thomas's insurance analysis has been cited in Insurance Journal, Bankrate, and The Balance. He is a member of the Society of Financial Service Professionals (SFSP). At MONEYlume, Thomas provides the unbiased insurance analysis that commissioned agents cannot give you: when term life is always better than whole life, how to calculate the right coverage amount, and what the insurance industry doesn't want you to know about surrender charges and policy loans.
Education: MBA Finance, Columbia Business School · CLU, The American College of Financial Services
All content by Thomas Grant, MBA, CLU is written according to MONEYlume's editorial standards. Facts are verified against primary sources including the IRS, Federal Reserve, CFPB, and peer-reviewed financial research. Articles are updated when regulations or market conditions change significantly.