Population: Wikipedia (List of United States cities by population); median home price: Redfin/Zillow market data; state income tax: Tax Foundation, 2026.
Top-rated banks and credit unions
Best Credit CardsRewards, cashback & travel cards
Best HotelsTop hotels and travel tips
UniversitiesTop universities and student finance
Cost of LivingRent, groceries & living expenses
Income TaxesLocal & state income tax guide
Make Money OnlineSide hustles & remote income ideas
Personal LoansBest personal loan rates and lenders
Real EstateHome prices, trends & market data
Stock TradingInvesting and trading locally
Houston's population of 2,397,315 places it among the a population over a million in Texas, a detail that directly affects local bank competition and housing supply. Texas is one of the nine states with no state income tax, so Houston residents keep 100% of every dollar at the state level — though that revenue gap usually shows up in higher property or sales taxes instead.
Houston's median home price of about $324,000 tracks close to the national figure, so the usual national rent-versus-buy math applies here more directly than in either coastal or ultra-affordable markets. What follows is Houston-specific: local banks, local tax rules, and local real estate data, not a copy-paste of national advice.