Your Rights as a California Resident
Right to Know
You may request disclosure of: the categories and specific pieces of personal information we have collected about you, the purposes for collection, the sources of that information, and the categories of third parties with whom we share it.
Right to Delete
You may request deletion of personal information we have collected about you, subject to legal exceptions — for example, information needed to detect fraud, comply with legal obligations, or complete a transaction.
Right to Correct
You may request correction of inaccurate personal information we hold about you.
Right to Opt Out of Sale or Sharing
We do not sell personal information for money. We do share cookie-based identifiers with advertising partners. To opt out of this sharing:
- Use your browser to block third-party cookies
- Opt out via the Digital Advertising Alliance
- Email hello@moneylume.com with subject: Do Not Sell My Information
Right to Limit Sensitive Personal Information
We do not collect sensitive personal information as defined under CPRA (no Social Security numbers, financial account numbers, health data, biometric data, or precise geolocation).
Right to Non-Discrimination
We will not discriminate against you for exercising any CCPA/CPRA right. You will receive the same content and service quality regardless of any privacy request you make.
Personal Information We Collect
- Identifiers: Email address (newsletter subscribers only), anonymized IP address, cookie IDs, device IDs
- Internet & Network Activity: Pages visited, time on site, links clicked, referring URLs
- Commercial Information: Newsletter subscription status
- Inferences: Financial interest categories derived from browsing behavior, used for ad targeting by our advertising partners
We do not collect: Social Security numbers, financial account numbers, health data, biometric data, or precise geolocation.
Business Purposes for Collection
- Delivering content and newsletters
- Analyzing site traffic and improving content quality
- Serving relevant advertisements to fund our free content
- Detecting security threats and fraud
- Complying with legal obligations
How to Submit a Privacy Request
To exercise any of the rights above, submit a verifiable consumer request. We will confirm receipt within 10 days and respond within 45 days (extendable by 45 days with prior notice for complex requests).
Email: hello@moneylume.com
Subject: CCPA Privacy Request — [Right You Are Exercising]
We may ask you to verify your identity before processing (e.g., confirm your email address for newsletter subscribers).
Authorized Agent
You may designate an authorized agent to make a CCPA request on your behalf. We may require written authorization and identity verification of both the agent and the consumer.
Annual Data Requests
You may submit a verifiable request to know the personal information we have collected about you up to twice in a 12-month period.
For more information, see the California Attorney General CCPA page.