Population: Wikipedia (List of United States cities by population); median home price: Redfin/Zillow market data; state income tax: Tax Foundation, 2026.
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Colorado Springs is a Colorado city of 494,743 people, which puts it in the category of a smaller, close-knit population base among the metros MONEYlume covers. At 4.4%, Colorado's top income tax bracket is comparatively light, which keeps more of a Colorado Springs paycheck available for savings and debt payoff.
Housing in Colorado Springs — roughly $499,900 at the median — lands near the national average, which makes it a reasonably representative market for mortgage comparisons. What follows is Colorado Springs-specific: local banks, local tax rules, and local real estate data, not a copy-paste of national advice.