California Privacy Rights (CCPA)
Last updated: May 2, 2026 — Applies to California residents under the California Consumer Privacy Act (CCPA / CPRA)
1. Scope
This notice applies to residents of California and supplements our general Privacy Policy. It describes MONEYlume's practices under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
2. Personal Information We Collect
In the past 12 months, MONEYlume has collected the following categories of personal information from site visitors:
| Category | Examples | Collected? |
|---|---|---|
| Identifiers | IP address, browser ID | Yes (anonymized) |
| Internet activity | Pages visited, time on site, referral URL | Yes (analytics only) |
| Geolocation | City, state, country (derived from IP) | Yes (approximate) |
| Communications | Email address and message (if you contact us) | Only if submitted |
| Financial information | Account numbers, income, credit score | No |
| Sensitive personal information | SSN, health, biometric data | No |
3. How We Use Personal Information
We use the information we collect for:
- Operating and improving the website
- Measuring traffic and content performance (Google Analytics)
- Serving contextual advertising (Google AdSense)
- Responding to contact form inquiries
- Fraud prevention and security
We do not use personal information for automated decision-making that produces legal or similarly significant effects on individuals.
4. Your California Privacy Rights
As a California resident, you have the following rights under the CCPA/CPRA:
- Right to Know: Request a summary of the categories and specific pieces of personal information we have collected about you, the sources, our business purpose, and the third parties we share it with.
- Right to Delete: Request deletion of personal information we have collected from you (subject to certain exceptions, such as legal obligations).
- Right to Correct: Request correction of inaccurate personal information.
- Right to Opt Out of Sale or Sharing: We do not sell or share personal information for cross-context behavioral advertising. No opt-out is required, but you may still opt out of interest-based advertising industry-wide.
- Right to Non-Discrimination: We will not discriminate against you for exercising any CCPA right.
5. Do Not Sell or Share My Personal Information
MONEYlume does not sell or share personal information as defined by the CCPA. You do not need to take any action to invoke this right on our site. However, Google AdSense may use cookies to personalize ads across sites — you can opt out at Google Ad Settings or via the DAA opt-out tool.
6. How to Submit a CCPA Request
To exercise any of the rights above, contact us:
- Email: hello@moneylume.com
- Subject line: "CCPA Request — [Right to Know / Right to Delete / Right to Correct]"
- Response time: We will respond within 45 days of receiving a verifiable request. If we need more time, we will inform you of the reason and the extension period.
We may need to verify your identity before processing a request. We will not require you to create an account.
7. Contact
Privacy officer: hello@moneylume.com
See also: Privacy Policy · Cookie Policy