Sources & Data Partners

The primary sources MONEYlume relies on for data accuracy.

Government & Regulatory (Tier 1)

Consumer Financial Protection Bureau (CFPB) Consumer financial data, complaint data, regulations

Internal Revenue Service (IRS) Tax brackets, deductions, filing requirements

Federal Reserve Interest rates, monetary policy, economic data

Social Security Administration (SSA) Social Security benefits, disability, retirement

U.S. Securities and Exchange Commission (SEC) Investment regulations, securities law, investor protection

FDIC & NCUA Bank deposit insurance, credit union data

HUD / FHA FHA loan limits, housing data, mortgage guidelines

U.S. Bureau of Labor Statistics Income data, employment statistics, inflation (CPI)

Financial Industry Data (Tier 2–3)

Experian / Equifax / TransUnion Credit score distributions, consumer credit trends

Freddie Mac / Fannie Mae Primary Mortgage Market Survey, conforming loan limits

Bankrate Rate surveys: savings, CD, mortgage, credit card

LendingTree Loan offer data, consumer lending trends

LIMRA Life insurance industry statistics and research

J.D. Power Customer satisfaction surveys for banks and insurers

Source Policy

When a source is quoted for a specific statistic or rate, we link directly to that source. If data has been updated since our article was published, we note the discrepancy and update the article. We do not use anonymous sources for factual claims.

Questions about our sources? Contact hello@moneylume.com.