Privacy Policy

Last updated: May 2, 2026

1. Information We Collect

Automatically collected: When you visit MONEYlume, our servers automatically log your IP address, browser type, operating system, referring URL, pages visited, and time spent. This data is used solely for analytics and security.

Cookies: We use first-party cookies to remember your preferences, and third-party cookies from Google Analytics and advertising partners (Google AdSense) to measure traffic and serve relevant ads. See our Cookie Policy for full details.

Voluntarily provided: If you contact us via email, we receive and store your email address and message content solely to respond to your inquiry.

2. How We Use Your Information

To operate and improve the site
To analyze traffic via Google Analytics (anonymized)
To serve contextual and interest-based advertising via Google AdSense
To respond to your inquiries
To detect and prevent fraud or abuse

We do not sell your personal data to third parties. We do not use your data for financial profiling.

3. Third-Party Services

Google Analytics: We use Google Analytics 4 with IP anonymization enabled. You can opt out via the Google Analytics Opt-out Browser Add-on.

Google AdSense: Ads are served by Google AdSense. Google uses cookies to serve ads based on your prior visits. You can opt out at Google Ad Settings.

4. California Residents (CCPA)

If you are a California resident, you have the right to request disclosure of the categories and specific pieces of personal information we have collected, request deletion of your personal information, and opt out of the sale of personal information. We do not sell personal information. See our full California Privacy Rights page or email hello@moneylume.com.

5. Data Retention

Server logs are retained for 90 days. Analytics data is retained for 14 months per Google Analytics default settings. Email correspondence is retained for 2 years.

6. Children's Privacy

MONEYlume is intended for adults 18 and older. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, contact us at hello@moneylume.com.

7. Changes to This Policy

We may update this Privacy Policy periodically. We will post the updated date at the top of this page. Continued use of the site after changes constitutes acceptance of the updated policy.

8. Contact

Privacy inquiries: hello@moneylume.com