Terms of Use

1. Acceptance of Terms

By accessing moneylume.com ("the Site"), you agree to be bound by these Terms of Use. If you do not agree, do not use the Site.

2. Not Financial Advice

All content on MONEYlume is for informational and educational purposes only. Nothing on this Site constitutes personalized financial, legal, investment, or tax advice. Always consult a licensed financial advisor, attorney, or CPA before making financial decisions. Past performance referenced in any article does not guarantee future results.

3. Accuracy of Information

We strive to keep all information accurate and current. However, financial rates, laws, and regulations change frequently. MONEYlume makes no warranty that information on the Site is accurate, complete, or up to date at the time you read it. Always verify information with the relevant financial institution or government agency.

4. Affiliate Relationships

MONEYlume participates in affiliate marketing programs. We may earn a commission if you click a link and purchase a product or service. This does not increase your cost. See our Affiliate Disclosure for details.

5. Intellectual Property

All content on this Site — including text, images, graphics, and data — is the property of MONEYlume or its content suppliers and is protected by US copyright law. You may not reproduce, distribute, or create derivative works without written permission, except for personal, non-commercial use.

6. Limitation of Liability

MONEYlume shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or reliance on any information contained herein. Your use of the Site is at your own risk.

7. Third-Party Links

The Site may contain links to third-party websites. MONEYlume has no control over and assumes no responsibility for the content, privacy policies, or practices of third-party sites.

8. Governing Law

These Terms shall be governed by the laws of the United States. Any disputes shall be resolved in the appropriate federal or state courts.

9. Contact

Legal inquiries: hello@moneylume.com